YOU CAN BE RICH TOO WITH GOAL BASED INVESTING - CALCULATORS
 

Cost of Delay Calculator [{{ filename == "" ? "New Document" : filename }}]
Note: Fields in yellow are mandatory

# Particulars
1. Current monthly expenses that will persist in retirement  
2. Annual expenses that will persist in retirement  
3. Total average monthly expenses (annual/12) ₹ {{ dc.average_exp }}
4. Inflation before retirement (%) %
5. Current age  
6. Age you wish to retire  
7. No of years you expect to live!  
8. Years to retirement {{ dc.years_to_retire }}  
9. Monthly expenses in first year of retirement ₹ {{ dc.monthly_exp_ar }}  
10. Years in retirement {{ dc.years_in_retire }}  
11. Inflation during retirement (%) %
12. Post-tax average return from retirement corpus (%) %
13. Total Corpus required ₹ {{ dc.corpus }}  
14. Net rate of return (this is an approximation) %  
15. Monthly investment required ₹ {{ dc.monthly_inv }}
Monthly investment required Rate at which the monthly
investment increases*
If you start today Current monthly expenses
that will persist in retirement
*wrt current status
Delay by 1 year {{ monthly_invs[0] }} {{ wrts[0] }}%
Delay by 2 years {{ monthly_invs[1] }} {{ wrts[1] }}%
Delay by 3 years {{ monthly_invs[2] }} {{ wrts[2] }}%
Delay by 4 years {{ monthly_invs[3] }} {{ wrts[3] }}%
Delay by 5 years {{ monthly_invs[4] }} {{ wrts[4] }}%
Delay by 6 years {{ monthly_invs[5] }} {{ wrts[5] }}%
Delay by 7 years {{ monthly_invs[6] }} {{ wrts[6] }}%
Delay by 8 years {{ monthly_invs[7] }} {{ wrts[7] }}%
Delay by 9 years {{ monthly_invs[8] }} {{ wrts[8] }}%
Delay by 10 years {{ monthly_invs[9] }} {{ wrts[9] }}%
Details of the above calculation can be found below
Inaction is more dangerous than inflation!

Delay by 1 year Delay by 2 years Delay by 3 years Delay by 4 years Delay by 5 years Delay by 6 years Delay by 7 years Delay by 8 years Delay by 9 years Delay by 10 years
{{ monthly_exps[0] }} {{ monthly_exps[1] }} {{ monthly_exps[2] }} {{ monthly_exps[3] }} {{ monthly_exps[4] }} {{ monthly_exps[5] }} {{ monthly_exps[6] }} {{ monthly_exps[7] }} {{ monthly_exps[8] }} {{ monthly_exps[9] }}
{{ annual_exps[0] }} {{ annual_exps[1] }} {{ annual_exps[2] }} {{ annual_exps[3] }} {{ annual_exps[4] }} {{ annual_exps[5] }} {{ annual_exps[6] }} {{ annual_exps[7] }} {{ annual_exps[8] }} {{ annual_exps[9] }}
{{ avg_monthly_exps[0] }} {{ avg_monthly_exps[1] }} {{ avg_monthly_exps[2] }} {{ avg_monthly_exps[3] }} {{ avg_monthly_exps[4] }} {{ avg_monthly_exps[5] }} {{ avg_monthly_exps[6] }} {{ avg_monthly_exps[7] }} {{ avg_monthly_exps[8] }} {{ avg_monthly_exps[9] }}
{{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }} {{ inflations }}
{{ ages[0] }} {{ ages[1] }} {{ ages[2] }} {{ ages[3] }} {{ ages[4] }} {{ ages[5] }} {{ ages[6] }} {{ ages[7] }} {{ ages[8] }} {{ ages[9] }}
{{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }} {{ retireage_c }}
{{ life }} {{ life }} {{ life }} {{ life }} {{ life }} {{ life }} {{ life }} {{ life }} {{ life }} {{ life }}
{{ yearstoretire[0] }} {{ yearstoretire[1] }} {{ yearstoretire[2] }} {{ yearstoretire[3] }} {{ yearstoretire[4] }} {{ yearstoretire[5] }} {{ yearstoretire[6] }} {{ yearstoretire[7] }} {{ yearstoretire[8] }} {{ yearstoretire[9] }}
{{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }} {{ yearsinretire }}
{{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }} {{ inflation_r }}
{{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }} {{ retirecorpus }}
{{ corpuses[0] }} {{ corpuses[1] }} {{ corpuses[2] }} {{ corpuses[3] }} {{ corpuses[4] }} {{ corpuses[5] }} {{ corpuses[6] }} {{ corpuses[7] }} {{ corpuses[8] }} {{ corpuses[9] }}
{{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }} {{ netrates }}
{{ monthly_invs[0] }} {{ monthly_invs[1] }} {{ monthly_invs[2] }} {{ monthly_invs[3] }} {{ monthly_invs[4] }} {{ monthly_invs[5] }} {{ monthly_invs[6] }} {{ monthly_invs[7] }} {{ monthly_invs[8] }} {{ monthly_invs[9] }}
Delay by 1 year Delay by 2 years Delay by 3 years Delay by 4 years Delay by 5 years Delay by 6 years Delay by 7 years Delay by 8 years Delay by 9 years Delay by 10 years
{{ wrts[0] }}% {{ wrts[1] }}% {{ wrts[2] }}% {{ wrts[3] }}% {{ wrts[4] }}% {{ wrts[5] }}% {{ wrts[6] }}% {{ wrts[7] }}% {{ wrts[8] }}% {{ wrts[9] }}%