YOU CAN BE RICH TOO WITH GOAL BASED INVESTING - CALCULATORS
 

Asset Allocation [{{ filename == "" ? "New Document" : filename }}]
Note: Fields in yellow are mandatory

For a long-term financial goal, equity is necessary to combat inflation
Suppose the inflation is (%)
%
the return you expect from equity, if invested for 10+ years is (%)
%
Do not expect more, assuming past returns were higher.
Note: Expect less, so that you can invest more and be disappointed less!
the post-tax return from a fixed income instrument for 10+ years is (%)
%
For a (%)
%
equity exposure and therefore, {{ a.income_exp }}% fixed income exposure.
The net expected portfolio return is {{ a.portfolio }}%
 
Note:
Do not naively assume higer equity allocation implies higher return.

As a simple thumb rule, an equity allocation of X% implies the portfolio is likley to fall at least once from a maximum.
value to a minimumvalue of X%!
 
That is, if you have 60% equity allocation, you should be able to accept a fall of about 60% (or more!) if the market crashes.
Since the portfolio needs time to recover from such crashes, it is best to use equity only for long-term goals (10+Y)